In the current climate taking on more debt with a Personal Guarantee obligation is a tough ask.
Avocet has access to a funder who will look to take on 80% of the risk . Whilst not a free lunch, in the right circumstances, this could make sense for an SME Owner.
Alternatively Avocet still has access to a Bridging Loan funder who for appropriate clients will lend WITHOUT a Personal Guarnatee.